This Little-Known Social Security Trap Could Leave You With No Benefits.

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This is a very important point that also applies to Social Security Disability. You must pay into the system 5 out of the last 10 years to be eligible for Social Security Disability. If you do not, then you cannot get payments even if you are unable to work. You must look to SSI at that point and many people are not eligible for SSI because of household income or assets they hold.